I know this isn't a technical question, but really couldn't figure out which section to post in. If this is incorrect, I apologize up front.

Right now, I am insuring 5 vehicles, 3 of which have full coverage. Living in a small town with many elderly citizens and a low crime rate, the rate is probably cheaper than most areas.

Even with my job being considered a "professional" position (I was told this DOES make a difference), 28 yrs old, having a 5 year good driving record discount, multi-car discount, etc, etc, my 6 month premium is about $1200.

At what point should one consider removing collision/comprehensive coverage? One car is relatively new and has a fair amount of value, so I know I'll keep full coverage on that one. But right now, I am still carrying collision and comp on the 87 300SDL and on my 89 Buick Park Ave Ultra.

According to my carrier, I would save about $240 every 6 mos pulling full coverage from the MB and an additional $165 by having liability-only on the Buick. This seems like a significant dollar amount, but really don't know what I should do...

Any advice would be appreciated.

__________________
Lance Allison
Lance@LanceAllison.com

Current:
11 MB S550 4Matic, 55k miles, Designo Black/Black
14 Ford F150 XLT Lariat Crew, 73k miles, 5.0
Coyote V8 4x4. Black/tan.
09 GMC Envoy Denali, 5.3 V8, 4x4 SWB. 38k miles,
Jewel Red/Med Gray.

Gone:
87 MB 300SDL, 320k miles, Astral Silver/Blue.
98 VW Jetta TDI, 488k miles, Classic Green/Gray.
85 Olds 98 Brougham FWD, 4.3 DIESEL V6, 80k
miles, 3x Gray.

MBCA Member, Chicago Region