Money is better invested in an APPRECIATING asset than a DEPRECIATING asset. Besides credit card debt, a brand-new car might be the worst personal finance decision one can make.

Hell, money is better sitting in the bank or stuffed in a mattress than invested in a depreciating asset like a new car!

Myself, I am smitten with the new S Class, and I cannot wait to buy one in about ten years with 100K miles!!!!