I don't really get messed with, I have I think once in the last 2 years, but it was playful, not biting. I have made fun of others though, who are too stubborn to realize their car is killing their financial health and may possibly be a deathtrap on the road, but they are so fearful of a car payment it makes them irrational. When its time its time, but you don't sound like that type anyway.

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1984 300D turbo, 250K
1971 MGBGT, 101K
2007 VW Jetta, 4K