I think I agree with you 100%. Not that I would do it or anything, but I have HEARD of people putitng a lower sale price on the title when sold 3rd party. ebay tends to be fairly consistant too on sale prices, so it seems to be more of an accurate predictor.

__________________
1996 E300 D
1992 300D
1990 Ford E-350 7.3 Diesel AKA "the Deep Fryer"