PeachParts Mercedes-Benz Forum - View Single Post

eagle-co94 · #9 10-12-2007, 10:13 AM

Quote:

Originally Posted by diametricalbenz

Don, which bank do you bank with? They will usually offer you a credit card through them in some form or another of either a Mastercard and or a Visa. There is little chance that they will give you platinum status without being an additional cardholder on a very creditworthy family member.

Ding ding! We have a winner. Nobody knows your credit story better than your own bank. They'll be the first.

As for a Platinum? That's a tad lofty. I didn't get my first platinum card until I was in Iraq and wasn't expecting much, but it was for Disney Visa with decent perks. Yeah, I was surprised as heck when I flipped it over and it said PLATINUM across the back! It's funny because I was just turned down for a gas card maybe a year before the deployment. The no-rent, been under contract with the same job for a few years, working for THE MAN (really helps as they WILL get their money) and oh yeah, I made good coin on deployment all contributed. Don't expect much while in college though.

I recently stopped paying for almost everything with cash. Credit cards are giving such nice rebates that I just make big payments each month when I get paid and only use plastic unless the vendor is going to charge me a fee for doing so (Tag office, tax collector, just about any county level gov't agency). It shows responsible use and you're earning benefits in the form of "cool points" or rebates that you wouldn't see with cash...and you're more protected that way too.