Quote:
Originally Posted by Hatterasguy
So if your house was to burn down, you would rebuild it out of pocket? Is it not cheaper to hedge your bet with insurance, vs having to pay quite a bit out of pocket to rebuild?
A cheap basic raised ranch costs $150k-170k to build up here. So for something more complicated you can spend $300k-$500k out of pocket.
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Drop the JimmyL stuff, OK? ....and who cares about dial-up? The dude(s) couldn't produce an ice dam in Texas, I'm in Texas, have been for 30 years.......and I'm in construction, (architectural end) self-employed......he was BSing you guys up North. They do not exist in Texas. .......he was--(Lying)
Who said anything about re-building? I'd raze it, sell the lot, and move........likely to a much nicer neighborhood. A lot further South......gets too cold in North Texas....... I've been in my home 22 years. Most of my stock is in Berkshire-Hathaway, Inc., Omaha, NE. my hometown --we are insurance. I understand the odds. Insurance company sez: ''you need us.'' I say: ''no I don't.'' --I'm self-insured.....bring it on..
I don't like throwing money away on something I'll likely never use.
