My wife was involved in an accident 2 years ago. She was sitting still and was hit by the other party. He was insured with MAIF--a MD state fund to insure the uninsurable ( neat idea huh?)
So her lawyer has been "handling" this for 2 years. He says he can't even get MAIF to return phone calls.
Now he says we should write a letter of complaint to the Insurance Commissioner---an idea I had a year ago, but refrained as a lawyer was involved.
Seems like MAIF's SOP is to delay and deny, and even after a Court tells them to pay, they delay some more. The longer they hold onto the money, the better for them.
It seems to me ( not a lawyer, nor do I play one on TV), that all this silliness would stop almost instanly if the Court made them pay large penalties for their delaying tactics. As soon as they lost money; their SOP would change.

OK, having gotten that off my chest, how should we write the letter? What tone should we take? I don't think we should lecture the Commisioner's office, but how do we get justice in this matter?

Medical bills remain unpaid as this is an insurance issue, and now we are getting threats about the unpaid medical bills.
Any help is appreciated,
Thanks

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1982 300SD " Wotan" ..On the road as of Jan 8, 2007 with Historic Tags