OK, guys, Thanks for all the replies!!

Now, Mrs MS wants to reply, so here she is......

Thank you to all of the lawyers who responded to my husband's cry for legal help. This has been a nightmare and you haven't heard most of what has happened. I was "first" hit on March 15, 2005 while I was sitting perfectly still at a red light. The teenie bopper who hit me said her kid was throwing toys out of the back window and she turned around and "just didn't stop". That created my first minor injury to my right thumb, which was smashed into the steering column. She had State Farm and they paid for my brief doctor visits and the damage to my car. By the way, she was driving the exact same car as I was, right down to the color. I submitted this information to Mr. Miller, my whinning, lazy lawyer. On Arpil 7, 2005, I was sitting in the front seat of my girlfriend's 1986 Mercedes station wagon. My thumb was in a small fiberglass like spint because the ortho guy said it was sprained. I was dealing well because the splint was small.

While I was sitting perfectly still in the passenger seat of the Mercedes my girlfriend decided not to try a right turn on red because oncoming traffic looked heavy. However, another late teen-early twenty's guy thought because the car before ours turned right, we were going to follow. So, wham, right into the back of the station wagon. We had two little ones in the back seat of the Mercedes in car seats and the little boy started screaming his head off. I jumped out and threw the door open to make sure he wasn't hurt and then took off after this fool like a screaming maniac. He smashed in the tailgate and broke tail lights. I did not notice at the time that the impact of my thumb and splint which was in the door handle (my girlfriend drives like an idiot) was broken from the impact. I was still too busy screaming at this kid. So, he had no insurance card, just his driver's license and phone number. In retrospect we should have called the police, because he said he had some place to go, jumped into the car and left the scene. He didn't want us to call the insurance company because he wanted to pay out of his pocket. I laughed, because I thought, "you just hit a Mercedes station wagon son". He has no idea how much damage he did.

This time I got whiplash because it hadn't been but 3 weeks since the first accident. So, I called the ortho guy and my totally useless lawyer and told him I had been hit in another accident. I went for neck x-rays and just had some neck pain for about a week. The issue was my thumb, which was then popped up, not dislocated but would not lay flat. So, we went into the bigger cast and waited. In the days to follow my totally useless lawyer took a picture of the Mercedes and said he would work on it. Our friend's insurance paid the first $2500.00 and that was it. In June the ortho guy said I needed surgery or the joint was going to stick up like that forever. So, I missed a whole summer of working because of a cast post surgery. By then we knew that this kid had MAIF which means no one else will insure him. The rates are through the roof. So, I had surgery on June 28, 2005 and then physical therapy. The bad part was that he put a metal plate in my thumb, so I have no use of my thumb at all. I cannot button shirts, thread a needle, play my piano, write for long periods of time and there are many other handicaps from this.

SO, my totally useless lawyer (have I mentioned that about him thus far?) sits and waits for a totally useless insurance company to come to him. One day I called and left a message for him about something totally unrelated to MAIF, yet his secretary (also useless) told him I had called MAIF to complain. He called me and reamed me out. I finally screamed back at him, asking him what the hell (excuse me) he was talking about. I suggested he should fire that secretary. So, I call him every month, he does a three way phone call so I can hear that he cannot get MAIF on the phone. Yesterday he really pissed me off when he told me to write to the commissioner. Then I told him I had a few things to say to him and he told me had to go. I told him "no you don't, you are going to listen to me". I told him I was tired of being the one making all of the phone calls, that he was my advocate in these cases and he didn't have the decency to even pick up the phone. He told me he needed to go. I told him he didn't and I continued to tell him exactly what I thought of him. I was to call his para today to get the address of the commissioner. Over my dead body, she can call me. Anyway, I had a hair appointment.......I really did but I could have called her.

I am paying this man to do nothing for me. I have $9000.00 in outstanding medical bills. I missed a whole summer of work because I had no right thumb. All this man does is whine about not being able to get MAIF on the phone.

Let me say that I worked in the medical field for 18 years and gave it up 4 years ago because I was sick of doctors. But, I spent much of my time typing letters in accident cases for lawyers who were defending patients who were injured at work and in auto accidents. I am very well trained in the medical field, but know little about lawyers....except for my useless one. I do not know how to get rid of him without him wanting money. He has my volumn of bills in his office.

We do know one delay is that MAIF is trying to connect this to a thumb injury I had in 1983 when I fell roller skating. I pulled a ligament out of the thumb and had a new one put in from someplace in my arm. Same ortho, so he knows my history. One was a ligament injury 25 years ago and this one was a bone injury. I had no history of thumb pain prior to this guy hitting us so hard that my cast broke. My ortho has testified in writing that the old injury has nothing to do with this bone injury.

So, how do I get rid of this jerk and get someone who can help settle this. He has not filed in court, just makes phone calls. GUYS, PLEASE HELP. I will not make my husband sell his Mercedes to pay medical bills from someone else's actions. Frankly, I like the way I look when I ride it in, especially after today and my hair is blonde again. Thank you to anyone who can help me with this disaster, which will be 3 years old in March. He did file right away, so I am not worried about the limitations yet. Should I be? HELP!! The uselss one is name is Robert Miller on Main Street in Bel Air, Maryland. His phone is 410-879-8009.

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1982 300SD " Wotan" ..On the road as of Jan 8, 2007 with Historic Tags