I have an AT&T go phone. I pay $.25 per minute. I bought the minimum of 400 minutes. The time is good for one year.

Now, how often do I really need to speak to somebody so urgently that I must do it on a cell phone? Maybe if the car breaks down. Maybe if I'm in the car and need to let someone know that I'll be late. Maybe I can't find an address.

But, other than these infrequent events, I don't need it.

It's been well worth the $100. per year for the convenience.

I really get a kick out of the geniuses who walk around the entire day with the phone glued to their ear. WTF is that important?