If Congress & the president ("gov" hereafter) could only refrain from meddling we'd all be better off. They caused the freaking real estate mess by making below-market loans. There's a reason nobody would loan money below market rates and with no collateral -- real businesses don't like to risk their own real money. So the gov says, "We must help everybody to have a house". Well guess what, cupcake, some people can't afford a house and/or have demonstrated an inability to manage debt properly. So the gov gives them money. Great freaking idea.

Let the market run the market. let the gov do what it is supposed to do: maintain the country's defense, regulate trade and provide for the general welfare. And leave me the f**k alone and for goodness sakes, don't give money to special interest groups.