How do you deal with an adjuster that will not give you fair value for your totaled car. My son was hit in the rear end (no fault on his part) in my 1985 300D with 191K on the clock rebuilt trans still under warranty. The insurance creep says its only worth 3100 when the median NADA value is 7450. We have gone back and forth playing phone tag for two weeks and he won't budge from this value. I have given him multiple examples from E bay and auto trader that support my valuation of a replacement. I want around 4000. WHAT do I do next ? Any experience out there with Nationwide Insurance ?