No, gentle person. I refer to nincompoops who believe that acknowledging things as they are is the same as claiming that's how they ever shall be. It is a foolish person who thinks things cannot change.

My 401k is doing fine. I adjusted out of stocks last November and into T-Bills. In late summer I'm intending to shift back into the stock market.

Sorry about your 401K. Stayed in the stock market huh?

B