Chasing to tackle and lock-in a meager T-Bill rate, is either for those retired in their late 60s & 70s on a fixed Social Security income, or those younger, that are already retired, and or independently wealthy.
Oh yes, the Nervous Nellies locking-in T-Bills at less than a 2.0% effective annual yield, after taxes and inflation, will be right eventually.......but they may be explaining it to another person in the poor house.
