Ok, I reached my goal of what I want to have in my account in
case of an emergency.I plan on going to the bank tomorrow (tuesday, probably because wachovia is probably closed today on memorial day) and see about getting a starter credit card. Gasp.. I know, but I really should build my credit so I have an advantage at student loans, if needed. I only need a small line of credit ( like maybe $300) and will probably only use it for fuel or something I always need and just pay off the balance every month.

I'm partially afraid of getting a credit card because of what happens to irresponsible people. I think I am responsible with my money, but then again I'm the one that buys new license plates on impulse.

So, any tips?