Thread: building credit
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Old 05-26-2008, 02:23 AM
cg487 cg487 is offline
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Join Date: May 2008
Posts: 74
People with no credit often find themselves in a situation as those with bad credit. Before you make any move please look at a website called http://www.easy-credit-repair.org This was written by a member here who went through a credit nightmare beginning with having his ID stolen!

I'm not trying to discourage you in any way at all, just make you aware of the realities. There are also great ways to protect yourself and how to figure out what finacing is really costing you etc... All tuned to help you make wise choices.

I found this entirely worthwhile and well worth the read. The info is all free and he has links to the Dept of Justice and the Federal Trade Commission to help you make sure your treated fairly!

congrats! Your going to need credit in your lifetime and some of the best times to get it while your in college since banks see you as a better credit risk than your counterparts of the same age. Good luck, I know you will find a good credit card for you.
Applying for a card with merchants that offer credit to those with bad credit is a great place to start because these lenders don't expect you to be perfect and their lending practises are a little easier on you!
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