“Completely prepared” perhaps not.

I agree with you, and Howitzer. I see what you are saying.

But there certainly are plenty of things that most people can do (or not do) to help cushion the blow of a job loss that they simply are not doing.

Living a life style they couldn't afford to begin with is where most of it all starts.

(But, we’ve certainly been over that one before in other threads, and I have no intention of rehashing it all here.)

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1980 300D - Veggie Burner !