- Associations can be dissolved, and the means are usually contained in the CC&R or governed by local laws or statutes that establish horizontal property regimes or the like.

- While a homeowner may feel that not buying into an association means more freedom, it is not without risk that the future owner of the lot next to you is an Ozzy Osborne-wannabe or wants to re-do the house trim in dayglo fuschia polka dots and have a satellite antenna farm in the backyard.

- Boards of Directors face some substantial liability issues if they 1) selectively apply rules; 2) fail to enforce the rules; or 3) commit waste of resources or property, including litigation. Boards are not immune from civil rights actions, abuse of process and other intentional misdeeds.