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If water got in all the way up to the air filter, didn't the interior get drowned to the dashboard?
If yes, that car will only be in mint condition in Atlantis. The opportunites for rust, mildew, spores, bacteria, toxic gremlins, computer and electric problems should make it a total loss, even with Insurance companies.
A 9 year old Taurus is nobody's idea of a car worth salvaging or rebuilding.
Tell her next time to NEVER go throuh deep water like that. My guess is the engine got hydrolocked.
I would get the Insurance company to total it out, and she should buy another car better than this one was (which should not be hard)
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 1991 560 SEC AMG, 199k <---- 300 hp 10:1 ECE euro HV ...
1995 E 420, 170k "The Red Plum" (sold)
2015 BMW 535i xdrive awd Stage 1 DINAN, 6k, <----364 hp
1967 Mercury Cougar, 49k
2013 Jaguar XF, 20k <----340 hp Supercharged, All Wheel Drive  (sold)
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