I went to the Honda dealer today. A Civic Coupe in the minimal LX trim (IIRC) with auto trans looked to be about the best deal. They had 3 08's on the lot, which the salesman said they would sell "at invoice". It came out to about $18,500 out the door with tax, tags, & title.
I saw several nice Accords, both 07's with under 10K miles, that looked real nice. The "special price" hanging on the rearview mirror was $18,500 before T,T,&T.
These all look like pretty decent options. I need to do more researching.
The Subaru dealer is next in line to visit.
My plan is to find as many close by good options, the revisit the stealers on the last day of the month offering instant payment in full.