My two cents. Any accidents involving my car I call the cops, I don't care what the other people say. Without a police report it never happend. I have a camra and will take a picture of them and there plate if they want to run and add a hit and run to it. Fine with me.

Also I pay for insurance for a reason, so it will get used.

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2006 CL500
2009 C300 4matic
1969 280SE
2023 Ram 1500
2007 Tiara 3200