Well, apparently it is considered my fault, since I was backing out of my parking space
(just talked to insurance)
Also, since I took the cheap route and didn't cover my car, I won't be getting any compensation for the damage. I'm mostly ok with this, though, since half the repairs I can do for dirt cheap..I'm just worried the dent repair might cost a lot. It isn't very big, though, so maybe it won't.
Perhaps I should upgrade to full coverage. I dunno, I always figured that if I got into an accident, it wouldn't be my fault..I am very safe and aware.