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The simple answer is that tax free money is the best type of money to have and that having time on your side historically works in the long term. You'll want to ramp up (or at least NOT slow down) your contributions during every recession in your lifetime.
You'll want to educate yourself as you age to lessen risk as you get closer to retriement. Be smart by 40.
When to retire, and retiring comfy, means something different for every person.
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Terry Allison
N. Calif. & Boca Chica, Panama
09' E320 Bluetec 77k (USA)
09' Hyundai Santa Fe Diesel 48k (S.A.)
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