"Buy low; sell high"
It is easy to say, but it takes real guts to actually do it. That's why most of us are not rich.
Same with investing in the stock market. Are you continuing your 401K investing with each paycheck, or are you sitting on the sidelines, waiting for " the bottom"? By the time you ( and everyone else) sees that the recovery has begun, you will have missed a good portion of it.
"Stocks on sale--bargain prices"

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1982 300SD " Wotan" ..On the road as of Jan 8, 2007 with Historic Tags