If you don't like credit cards then don't get one!










The world does not work like that. The hassle of not having something makes it more work to just "relax and let it happen" instead of fighting it. The average person is almost powerless to say "no"- we have to "vote" by saying something. Many times that saying something is not just not using the service- be it ebay or mastercard or anything else, but being proactive and telling the person who answers the phone. I nearly always tell the person who finally answers my call that I already told the computer what my account number is, what my zip code is, what my password is, who my mother's maiden name is- why do I have to tell you again? I ask them to immediately give me a supervisor to convey my displeasure at them wasting my time asking the same thing over and over. At some point in the future when enough people do the same we will all be better.