Perhaps so, but how do you judge? I currently pay more for life insurance because I am a smoker, but I tell them that. You see, there are few repercussions of admitting to tobacco use.

This isn't what you asked, but I would be happy to pay more than I do now, simply because I make a comfortable wage and I could easily pay more. What I would be paying for is the comfort of knowing that should I have to take a lower wage job in the future, that my health care costs could go down. Or, horrors of horrors, I set off on my own and don't have any income for a few years. It is my belief that health insurance is stopping a lot of people from quitting their jobs and starting a business, and adding to a lot of small business failures.