Highly unlikely the clutch has failed. They are suppose to spin freely, that is the idea of them. They will semi lockup when the air coming through the rad is hot enough. Is there any evidence of seapage from the bearing? Is the bearing loose? I would suspect a dirty rad either inside or out or both. Also, grabbing a rotating fan can be very hard on the fingers. NOT a good idea!
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Mark
82 300SD 110k
91 Caprice SS
92 Jetta TD
97 Cadillac Concours(300hp)
84 Celebrity 4.3L diesel
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