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  #33  
Old 09-11-2009, 03:25 PM
benfield4 benfield4 is offline
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Join Date: Jun 2009
Location: Eastern Washington State
Posts: 50
Sorry to hear it.

At least the old girl protected you!
Hate to be a kill joy but I had a bad experience with a large insurance company and at least want you to be informed.

I have to agree with the posters that say to get an attorney. I was rear ended in my old Galaxie a number of years ago and it was no fault of mine since I was stopped at a light. I provided receipts and records of work done to it and still got screwed. It will go to their total loss department and most likely will be "difficult" (in their words) to find the value of such an "old" car. You will get a big packet of info from them that will contain a nit picky documend deducting value from the car for every dent, tear in the seat fabric and flaw in the car. It will also contain a market value document (from ADP in my case) that will "prove" what they think the car is worth. In my case the insurance company would not accept anything other than an official paid appraisal of the car. I called one and spoke with him and he said plainly that I was screwed since my car was not a desireable collector car on the collector car market and had high mileage. It was all very frustrating for me. Good luck and use every means at your disposal for recouping the money for it hopefully you don't need it. I sincerly hope its easier for you but it never hurts to have extra ammo in your belt.

take care and be glad that your all ok and that you had choose a safe car!
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