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I recently heard a saying: "The professions are the enemy of the laymen".
the lawyer, the banker, the insurance agent, the dentist and the doctor all pretend to be your friend. but, when push comes to shove they will throw you under the bus IN A HEART BEAT. they are looking out for one thing and one thing only, HIP NATIONAL BANK.
the system feeds on and encourages "testaliars". these are people who have a financial interest in seeing that you get nailed. they have no problem in stretching the facts so that they can empty your wallet. I've come to realize it is best to either be mega rich or mega broke. the middle class gets screwed to a tree.
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