Funny story-one morning on the way to a little league game one of the self righteous bicycle guys held me up for about 2 miles. About 2 miles ahead of where I passed him there was a large puddle on a tight hairpin corner that I went through to avoid the car coming the opposite way. I got to the game and the other coach was about 15 mins. late. When he got there he told me he was late because he stopped for a guy on a bike who had wiped out on the wet spot in the corner and smashed all his teeth out!!! Sometimes karma is instant, sometimes it can take 15 minutes or more.