I was paying about $425 per month with no deductible and no co-insurance. $25 copay for PCP and $35 copay for specialists.

Oxford decided that they didn't make enough money on this deal, so they cancelled it. Now, the price is down to $390 per month with $2000. deductible and 10% co-insurance to $10K.

Basically raised my cost by $130 per month unless I use less than $2K of health care in the year.

So, yep........they're making money.