"So I guess if my neighbor borrows my chainsaw and falls out of a tree while using it I'm responsible because I OWN the chainsaw?"

[yes, if you were present during the accident (accompanying the neighbour) and the neighbour was "test driving" your chain saw at your invitation; the cousin did not borrow the car, he was test driving it, with a company representative accompanying him in the car intent on selling. Different situation.]

- What a bunch of horse poop. If that's what my neighbor thinks then I might as well test the chain out on his neck as well as any lawyer that wants to waste court time defending the neighbor (before I saw his head off). As far as the car goes, if YOU drive the car it's YOUR responsibility. TWO other witnesses in the car are probably on YOUR side so that doesn't prove you weren't speeding. Sounds like whoever posted this was trying to build a case in their own mind of "not my fault." The worse thing anyone can do is lie to themselves and then try to defend it. I am not saying you were or weren't speeding necessarily, just accept responsibility for YOUR own actions. I am just trying to think, what are the chances of an "awd" subaru with new tires and abs and maybe traction ctrl sliding off the road wrecking around a turn if the driver is #1 doing the speed limit or #2 driving responsibly?? Any mathemeticians out there with the numbers on that one??

"Excellent! Are we, by chance, in the same trade?" - Gee let's all embelish in morality a bit more!