If the goal is to save money, why not get one of those nifty micro bus/truck/car things that are plying the roads? I see them all over OK, some are 4x4, all are Asian. Get stupendous fuel mileage. I know, som emight say they are not safe in crashes, but neither is a motorcycle. This, at least, offers a modicum of safety over and above a two wheeler, plus all weather capability. You can get into one for under 10k AND you dont have to plug the damned thing in like some children's toy. (PS: don't tell anyone, but it is most likely more green, since it burns gasoline, rather than consuming energy from a coal burning powerplant)