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Funny you should ask -- because the grinding/scraping only recently stopped, after about 3 years.
There is no inner ring. The clutch was bent in a way that caused it to rub against the pulley. Remove it before the pump is off the car and you will have no issues.
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Thanks. I have done the repair. I am just waiting on a new idler pulley as the old one looked rough and since I have the belt off and shroud etc out of the way I figured I may as well replace that. The most difficult part of this whole endeavor was getting the old belt off. I thought I'd need to pull the fan off, but couldn't get it loose. I understand the pulley holding tool I think but couldn't jerry rig anything to work. I also had zero luck holding the pulley with the old belt. Maybe I could have if I would have tried when the belt was still fully on but i didn't plan to remove the fan at that point. Finally after a fair amount of cussing, I was able to work the old belt out from between the fan pulley and the harmonic balancer crank pulley. Funny enough, the new one popped right in there. Great info, had no problems replacing the bearing. That part went smoothly. My magnet looks rough, I don't know if this thing will actually still work or not and honestly I don't really care as I just need the pulley to hold the belt. There is no emissions test on this car anymore as it is a 95 and that's too old for NC testing. I should be good to go once I get the idler replaced.