Unless you have dependants, I wouldn't much worry about life insurance. If you die, what does it matter is my view on that. What is important is health and disability/dismemberment insurance, in case you live through a horrific wreck, unless you have no assets, or have a negative net worth balance sheet, or live in Canada. Then you don't need health insurance. It is not uncommon to lose part of an arm or leg in a motorcycle wreck. I see it all the time out and about - guys under 40 without legs because of horrific MC wrecks.

That said, I'd buy a large cc Honda/Yamaha/Kawasaki/Suzuki 4 cylinder Japanese crotch rocket. Something capable of 8 to 10 second quarter miles. $11K to $15K should cover the cost of most new very fast superbikes off the showrrom floor I would think.

What is your budget?

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'06 E320 CDI
'17 Corvette Stingray Vert