Looks like you haven't actually answered my question, not to mention your story made no say of the area it was in. Plus, that's quite an assumption you've made over the internet without even knowing me in real life--but I'll leave it at that. Just because people are poor doesn't mean they have no moral compass and are susceptible to go askew at the slightest hint of money. I am truly sorry you have such a negative outlook on insurers and the general public, they're not all bad.

Now is the time for me to leave the thread since it has obviously gone off topic and I do not want an infraction. If you wish to answer my question I will be happy to resume discourse.

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TC
Current stable:
- 2004 Mazda RALLYWANKEL
- 2007 Saturn sky redline
- 2004 Explorer...under surgery.

Past: 135i, GTI, 300E, 300SD, 300SD, Stealth