Quote:
Originally Posted by mpolli
It is a little hard to believe a bank would do something nice and use logic as the explanation. It has been my experience in the past that when rates went down and I was going to refi I would tell my lender and offer to just take a rate reduction and they told me to pound sand. So I refi'd and went somewhere else and they couldn't care less.
I would have a attorney or other expert look at it to make sure there isn't a cobra hidden in there. Might be true though, you never know...
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I'm not sure if I trust attorneys any more than bankers! The basics of disclosure laws are pretty simple- thats one of the reasons I don't have any sypathy for those who claim they were tricked into taking out a mortgage they couldn't afford. That being said- I will still delve deeper into any details I might have missed.