If you can keep your payments the same, why not try and re-fi to a 15yr? That's what I did when I refinanced. My payment went up by about $20 and I got a lower rate with a 15yr as opposed to a 30 yr. My house will be paid off in about 8 yrs.

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- With out god, life is everything.
- God is an ever receding pocket of scientific ignorance that's getting smaller and smaller as time moves on..." Neil DeGrasse Tyson
- You can pray for me, I'll think for you.
- When you understand why you dismiss all the other possible gods, you will understand why I dismiss yours.