This is a cabin I bought - foreclosure deal. Yes some work is needed

So, the law of the land is PA

My PA based nsurance agent told me to have him buy his own insurance (about $800), and register with the local government.

This would keep him covered, and insure there was an arm length's transaction that would ensure he is not perceived as my employee.

I was hoping to buy a special policy for me - for his work. But insurance agent said no, they don't sell that. I was also thinking he could 'join' another contractor, but that would cost him money also.

I feel bad. I want him to make some money. He has assured me he is careful and will not get injured. Oh I wish that were true.

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Thanks for the help
Bill Fisher

'86 560SL (186K) - Now a 'classic' : Registered as an Historic Vehicle
02 E430 in the stable
'14 LS460 (Lexus)
- - - - -
'95 E420 (198K) found a new home
'99 E320 (80K) (gave it's life for me as we hit a bumper)
'95 E420 (231K) Sold to a happy buyer, new to Mercedes
'90 300E (65K) Sold to an Mercedes Lover
'92 190E (215K) - retired to the salvage yard
'93 500SEL (214K) - Moved to another family, still runs like a young pup