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Old 07-26-2011, 11:30 PM
spdrun spdrun is offline
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Join Date: May 2011
Location: NYC
Posts: 6,030
Quote:
Originally Posted by Matt L View Post
Two things wrong here.

1. Your insurance can run out, and you're liable for the rest.

2. You get a limited number of claims before your insurance company dumps you and you have to get something for a LOT more money. Don't let people with no "skin in the game" affect whether you need to make a claim.
1. So could his, and then your insurance or you personally would still be on the hook. If you have adequate homeowners' liability, this shouldn't be an issue.
2. What are the actual chances of his getting hurt on the job?
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