I agree with Larry B on the work hard, work smart and eventually you will come out fine thinking. I also agree with JR (gasp!) that the big banks have screwed people and should not have gotten money. I tend to think more and more people think that businesses and government will take care of them, and they do not have to understand the futurity of their actions. I watched a show the other day and the guy was asked what his degree was in and he answered to the effect of "religious movements of society". Here I am thinking WTF? What kind of job do you expect to get with that? How the hell are you expecting to pay your student loans with a degree like that? My father told me to do what you love and the money will follow, but you'd better not love to shoot the $hit. I believe in today's world there are some degrees which are not economically feasible and there is little chance of economic prosperity with a education like that. Now these kids are thinking "I've got a college degree and was told if I get one I'll make 1.2 million more over my lifetime than if I did not have one". But they don't have a job 'cause when times are hard no one is gonna hire a person with a nonsense degree.