Quote:
Originally Posted by Graplr
I don't know how any of this is "secret". It's pretty simple. The credit card companies make a lot of money. They will do everything in their power to continue to make a lot of money. Either play by their rules (which most people will) or don't use them.
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I cut all my CC several years ago. Now I have only one (just in case) with a limit of $3K, that's it. I use the card once or twice a month just to keep it active and I pay in full at the end of the month. I sleep much better this way.
