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Let's see if we can name out all the credit card "games". You know the stuff you cant read without a magnifying glass.
#1. O% interest for XX Months. Let thou be late 1 day and that's gone. Also balance transfers are 1 - 3% of amount transfered AND you have to pay off that amount before you start touching the principal of any new charges.
#2. No Grace period. Almost impossible to pay off a balance. If you get your statement and pay that day in full you will have $X.XX in interest. Then think that your balance is paid off and not pay next month BAM $35 late Fee
#3. Late Fees - The Providian Scam that almost everyone uses now.
#4. 28 day billing cycle. Sounds innocent right? That's 13 payments a year. It gets you off track of when your bill is due. See #3
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