You will never win an argument with an actuary.

Sounds like you did alright, but also seems like you are comparing apples to oranges.
I would check with an independent third party regarding whether your daughter needs to be on the policy. After something happens would be a real bad time to discover that you were given incorrect information to secure the sale.

__________________
On some nights I still believe that a car with the fuel gauge on empty can run about fifty more miles if you have the right music very loud on the radio. - HST

1983 300SD - 305000
1984 Toyota Landcruiser - 190000
1994 GMC Jimmy - 203000

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