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Old 08-17-2012, 01:39 PM
jplinville's Avatar
jplinville jplinville is offline
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Join Date: Sep 2008
Location: Dayton, Ohio region
Posts: 305
Quote:
Originally Posted by Zulfiqar View Post
As you folks are well experienced in this.. I have a question, Its not me, but a neighbor.

They have 2 cars, both corollas - and on the policy the drivers are

head of household
wife

they have a 20 yr old son that drives too; and drives everyday. But he is not on the policy. According to the guy - the son is some named driver deal. Which doesnt make sense to me.

Not that I want to bust the guy, but just thinking - is there some loophole that people exercise for their benefit??

To answer how did I get to knowing his policy - My brother would be moving in from out of country, he is also about 20, so I thought I ask the guy how he went and what were the rates.
If the son owns a vehicle that is on his own policy, he's find to drive the parent's cars without being on the policy, providing they claim it's only an occasional thing. However...each state is different on the law.
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