From a financial point of view it is to some extent. It really amazes me how much money we disperse each year that is really not required. Or can with some effort be reduced in most cases. Especially if it is loading us down.

Otherwise you can land up with what I think of as pressure disease. Defined in modern society as stress of course. What I suspect does a lot of damage is stress that is present we are not aware of. Simplistically it is active in our subconcious mind when we are consiously unaware of it.

I have always suspected it inhibits the ability to think clearly and effects the emotional components in a lot in individuals. . The stressers will be downloaded in an unhealthy fashion is the usual human condition. Being unhappy or happy are both contaigious in a relationship. Hence one major factor of the high divorce rate.

As a couple we have been very happy in general over the years. Do not read into that last statement that there are not moments. I am just as capable of turning the wifes crank especially by ommission as the next guy.

But in our case they are not seriously signifigant. Part of this was simply enabled by learning how to buy and living well below our means. Financial dieting if you wish. Whatever fairly minor issues occur are not compounded by the financial load stress component in life.

This approach reduces the hidden and not so hidden stresses in life more than most would believe.This alone in my opinion makes the pursuit of financial dieting worthwhile for many.

Living paycheck to paycheck or dealing with uncertainty in the financial sphere is perhaps the way the most of us start out. Unless born with a silver spoon in our mouths. You want off that treadmill as fast as humanly possible is still the smart money. At least it is in my opinion.

To get off a treadmill it is up to you if there. We originally turned our situation around in one year of serious effort long long ago. If a simple guy like me could pull it off with a good wife it still is possible.

Believing that my way is not always the best way when viewing things. I try to project just my opinions and experiences in a given area. So my perceptions are just a personal viewpoint.

They say you are healthier by dieting. This can apply to our financial lives as well it seems . Financial overloading can be like having excess weight physically.

Managing buisinesses and some other things are more involved and in another catagory. Basically what I have suggested as one possible formula applies to our personal lives.

Easy credit has perhaps enabled our current society and many of it's ills.. The price paid by society for its existance is seldom discussed. Historically it was always recognized as a danger.