For the age group your daughters premiums probably more than cover her actual usage. I even suspect a probable profit. She will have absolutly no copays or exclusions from any treatment if needed.

I just included this to indicate that the premium that is being paid for Kerrys daughter as a foreign national is all inclusive basically. In a way there should be no charge at all as she has to pay the sales taxes while living here. They were the intended funding medium of the so called universal health care plan.

Average about 15 percent on almost all things you purchase with the exception of non prepared food, housing, and prescriptions basically. If you do not make a reasonable income part of that is refunded several times a year. I do not know how many times.

My personal belief is that this is in place to prevent americans just crossing the border and registering for treatment on the spur of the moment. At the same time there might be some scams as there is no photo ID on our health cards. Providers basically want your number for billing is about it.

If an american got my card and used it with any provider that did not really know him it would probably work in my opinion. It suprised me that there is no photo id on the card.