Sorry to hear that. Getting laid off nowadays is serious business. My neighbor works and collects SS but he says you have to give back a percentage if you earn over that $14k number. The healthcare situation is terrible at the moment. I'd be considering early retirement were it not for the outrageous costs of health care. Obamacare may help when it kicks in in 2014. Did you check that calculator I posted a month or so ago?

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1977 300d 70k--sold 08
1985 300TD 185k+
1984 307d 126k--sold 8/03
1985 409d 65k--sold 06
1984 300SD 315k--daughter's car
1979 300SD 122k--sold 2/11
1999 Fuso FG Expedition Camper
1993 GMC Sierra 6.5 TD 4x4
1982 Bluebird Wanderlodge CAT 3208--Sold 2/13