Quote:
Originally Posted by Skid Row Joe
What happens when they're parked "on the street," as opposed to a driveway? 
Read the guy's previous posts on the dieselstop. The pic and fuel line splicing problems he's posted scream POS/ill-cared for truck. Next, notice the studio-quality of the photo, (all @ 4:00 a.m. - yeah......riiiiight) as well as how the truck is outfitted/jacked-up to wear the chassis/suspension parts with oversized tires screams dogged out. Insurance would pay more (likely A LOT MORE) than that old POS truck would fetch, just as insurance pays astronomically more for old MB diesels than casual sales/trading them in.
My 7.3 hasn't burnt my Ford down in 8 years of use. If it did, I wouldn't have a studio set for pics. Blaming the block heater offhandedly may be bogus, regardless what the guy posted.
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Reading that thread, your theory seems a big leap to me. People are offering him 1500 bucks for the burned up truck to rebuild it, plus, he discussed a wrapped up possibly damaged block heater cord
What you are calling a studio set looks like a flash picture from a pretty standard camera at night. I think you are jumping to a pretty out there conclusion.
If you read any of the collected threads from dozens of posted on these forums, a cursory glance will show you they are mostly about problems with the vehicle. If I apply the same logic you are applying, I could call most of the cars discussed on this forum POS vehicles, and worth burning for an insurance payout.