Quote:
Originally Posted by Skippy
The guy who hit me, the guy who hit him, and myself all have the same insurance company. Is that a good thing or a bad thing?
Also, does anybody know a good body shop in the Carson City/Reno/Sparks area?
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The odds of 3 cars in a wreck all with the same insurance company is VERY rare, and in the industry it is called A "CROSS-INSURED LOSS"
In such cases, any vehicle with collision coverage will have its policyholder/owner's collision deductible waived.
Obviously, (ALL ELSE BEING EQUAL) the claim will be handled more quickly.
I believe your right to pain and suffering is not altered by the fact it is a cross insured loss, if you were injured.
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