First, sorry if this is in the wrong forum - if mods want to move this to another area, please do so.

I asked my insurance company (Liberty Mutual) why the premium on the 1979 240D was $570/year as a pleasure car vs the $436/year for the 1991 300E as the daily driver.

Their reason was:
The 240D did not have anti-lock brakes or airbags.

Is this true?

I'm wondering if I could try insuring it as a "classic/antique" car as it is a 3rd car, driven rarely, now that I have the 300E for work and the truck as a second car.
The truck, btw, is $400/year as a pleasure car.

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1991 300E 124.030 103.983KE 722358 03 412178
207K

1979 240D 123.123 250K (Project car)

2000 Ford Ranger, 187K

2015 Dodge Ram 1500 EcoDiesel 37K